What Smart Investors Know Savvy investors take the time to separate emotion from fact. Share | Related Content You May Need to Make Estimated Tax Payments If… Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes. The Pre-Retirement Checklist This checklist can give you a quick snapshot of how prepared you are. Pullbacks, Corrections, and Bear Markets When the market experiences volatility, it may be a good time to review these common terms.